CUPS Benefits

CUPs Employee Incentives

Anyone who lives, works, or attends a college/university in Western Massachusetts can join Freedom Credit Union. However, if your company is a Credit Union Partner (CUP), you will enjoy special promotions and services that only our partners have access to.

As an employee of a CUP you receive:

  1. $25 cash to open your first savings account
  2. $15 cash to open your first checking account with direct deposit.
  3. $25 credit into your new checking account if it is open with direct deposit after 90 days
  4. 1/4% rate decrease on a personal loan
  5. 1/4% rate decrease on an auto loan*
  6. 1/8% rate increase on our advertised CD rates**
  7. Waiver of the $149 processing fee for a new mortgage
  8. Waiver of the $175 recording fee for a new home equity loan or line of credit
  9. Free consultation with our Financial Planner, who can also conduct on-site workshops
* Not available during auto loan sales
** New CDs Only

CUPs Business Incentives

Credit Union Partners who enroll in the program will receive the following commercial benefits:

  1. $100 credit to a CUPs business member with cash management services and online banking with eStatements. The credit will be provided 60 days after the account is established.
  2. $250 credit to a CUPs business member with a deposit account and auto payment for a Freedom loan. The credit will be provided 60 days after the account is established.

How the Program Works

Credit Union representatives are available to come to your workplace at your convenience to open accounts or answer questions. A loan representative is available to talk to you about your credit and the best way to borrow money for a car, a home, or anything you may need. A retirement account officer will talk you about the types of IRAs that we offer.

If you work for a participating business, speak with your company's CUPs contact -- usually someone in payroll or Human Resources -- and he or she will work with us to customize this program to meet your needs.  Click here to see if your company is part of this fantastic program.

Becoming a member is simple -- and it's free! Simply visit your company's CUPs contact or come into any of our branches and mention that you want to become a CUPs member. You can immediately benefit from all that Freedom offers.

Have you had issues with other financial institutions in the past? We work with CUPs members to clear up those issues and get you the accounts you need.

Direct deposit is safe, speedy and reliable. Setting it up is easy! Once your pay is credited to your account, you can access your funds instantly at any ATM.

Contact your CUPs representative for more information on our current specials.