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Freedom Credit Union


Loans for every business need.

Freedom is here to put personal back into business banking. Businesses are unique and they require unique lending solutions. Complicated or not, your credit union is here to provide you the lending solutions that work for you. We offer a variety of loan options, quality and personal service, flexible options, and competitive pricing to make impersonal business banking a thing of the past.  

Commercial Real Estate Loans

Freedom writes loans for residential Investment properties and commercial properties, with terms ranging from 5 years to 10 years. Perfect for expansion or refinancing.

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Term Loans

Have longer-term business needs? Notes can be used for fixed asset, expansion, and equipment purchases.

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SBA Loans

Options under the Small Business Administration include all financing programs and government guarantees. For information on SBA loans, please visit the SBA Website. For details on how to apply for an SBA loan, please email us at and we will assist you with the process.

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Vehicle Loans

With terms available up to 84 months, let us help you acquire a commercial vehicle to assist in the growth of your business.

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Business Lines of Credit 

Perfect for vendor payments, inventory purchases and other short-term needs, reviewed annually.

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Seasonal Lines of Credit 

This line was designed for businesses that operate part of the year. The line can assist with short-term financing needs, reviewed annually.


Letters of Credit

More information available upon request.


Credit Cards

Choosing the right business credit card is easier than ever. No matter which card you choose, you'll enjoy important features like:

  • Award-winning expense management tools
  • Free employee cards
  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience




     Visa® Business Cash Card

Earn cash back1 every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back1 after your first purchase.



     Visa® Business Real Rewards Card

Watch your rewards add up fast with 1.5 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get 2,500 bonus reward points1 after your first purchase.  Points are redeemable for cash back, merchandise, gift cards, or travel.



     Visa® Business Rewards PLUS Card

Earn 3 points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel, or airline.  Earn 1.5 points for all other purchases.  Receive 20,000 bonus reward points after you spend $2,000 in the first 3 months.  Points are redeemable for cash back, merchandise, gift cards, or travel.



1Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.


The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A., Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.