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Freedom Credit Union

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If you want to be part of a winning exciting team, please see below our current opportunities.  Please submit your resume and letter of intent to hrjobs@freedom.coop indicating what opportunity you would like to be considered for.

 

Accounting Associate (Full-Time)

Major Function:

Under the general supervision of the Manager of Accounting and Finance, and in accordance with established policies and procedures, performs general accounting and finance duties. Has thorough knowledge of policies, procedures, and guidelines concerning areas of job responsibilities, as delineated below. This individual ensures the integrity of accounting records, the appropriate application of generally accepted accounting principles, and the quality and progress of work in the accounting department, in conjunction with fellow accounting department employees. 

Essential Duties and Responsibilities

  • Classification, recording, and reporting of financial transactions.
  • Daily journalizing, wire transfers, account reconciliations, and account research
  • Review vendor invoices and accounts payable data entry
  • Preparation of various reports for management

Qualification/Skill Requirements 

  • Ability to operate standard office equipment, i.e. personal computer, fax machine, photocopier, and typewriter.
  • Ability to integrate Microsoft Word and Excel to achieve the primary duties and responsibilities.
  • Excellent interpersonal and written communication skills.
  • Knowledge of the credit union system, its structure, and the ability to work within the framework of the credit union’s mission statement.

Education and/or Experience

  • High School Diploma or equivalent required. Associate’s degree preferred.
  • One year of accounting experience.
  • Higher education in the accounting field may be substituted for work experience.

Mortgage Loan Officer (Full-Time)

Major Function

Under the general direction of the CLO/Vice President of Lending and the Mortgage Manager, and in accordance with established policies and procedures, solicits mortgages for the credit union.  Assists branch loan interviewers as needed.

Essential Duties and Responsibilities 

  • Solicits outside business contacts in an effort to produce mortgages for the credit union.
  • Works with correspondent banks for terms and conditions for loan sales.’
  • Handles government sponsored loans through the government or direct with correspondents.
  • Produces monthly contact information for review.
  • Interviews loan applicants.  Documents income, debt, and credit history.
  • Requests relevant documentation for verification (i.e., income tax returns, bank account numbers, purchase agreements and property descriptions).
  • Determines if applicant meets establishment standards for further consideration.
  • Informs applicant of closing costs such as appraisal, credit report, and attorney’s fees.
  • Notifies applicant and/or other individuals to resolve discrepancies such as credit report reflecting late payment history, etc.
  • Notifies applicant of mortgage acceptance or denial in writing.
  • Prepares and submits mortgages requiring Private Mortgage Insurance (PMI) for approval.
  • Presents financing options at First Time Home Buyer Seminars.
  • Prequalifies applicants for mortgage loans. Follows up with applicants over next 30-90 days to see if they have found a home to purchase.
  • Handles telephone inquiries and provides information as requested by members relative to mortgage products.
  • Keeps supervisor informed of any/all issues relating to mortgage department operations.
  • Attends and assists with home shows and mortgage seminars.  May also be requested to attend other functions such as real estate and home builders meetings
  • Complies with any/all reasonable requests made by supervisor.

Qualification/Skill Requirements

  • Credit and underwriting skills and/or experience a must.
  • Knowledge of mortgage lending and mortgage related delivery channels required. 
  • Excellent oral and written communication skills and the ability to multi-task.
  • Knowledge of all Windows applications (i.e., MS Word, Excel, Outlook, Access).

 Education and/or Experience 

  • High School Diploma or equivalent required, college degree preferred.
  • Minimum of five (5) years’ experience originating mortgage loans. 
  • Well versed in all conventional and government mortgage loan programs.
  • Excellent knowledge of secondary market guidelines. 

 

Teller/MSR (Part-Time, Chicopee)

Essential Duties and Responsibilities:  (Other duties may be assigned)

  • Receives and processes current transactions, accepting deposits, withdrawals, loan payments.  Sells money orders and official checks.
  • Provides routine information concerning Credit Union products and services in accordance with Credit Union policies.
  • Balances cash drawer and makes settlement of daily activities.
  • Reviews and explains transactions to members regarding their accounts.
  • Cross-sells all products and services of the Credit Union.
  • Assists with new account functions; opening accounts and performing account maintenance
  • Types, files and performs other duties as assigned.
  • Up to 25 hours per week, requires flexible availability and includes every Saturday.

Qualification/Skill Requirements:

Responsible for maintaining Credit Union’s quality service standards.  Verbally interacts with members, fellow employees and vendors.

  • Reads, writes and performs mathematical computations.
  • Ability to follow oral and written directions.
  • Knowledge about credit union system, its structure, common language and acronyms, philosophy and      Credit Union’s mission statement.
  • Ability to operate standard office equipment and tools, such as personal computer, fax machine, postage machine, photocopier and typewriter.

 Education and/or Experience:

  • High School Diploma or equivalent required or equivalent combination of education and experience.
  • Some cash handling experience in a financial institution or related experience.
  • Good organizational and communication skills.
  • Accuracy.

Teller/MSR (Part-Time, Cooley Street)  

Essential Duties and Responsibilities:  (Other duties may be assigned)

  • Receives and processes current transactions, accepting deposits, withdrawals, loan payments.  Sells money orders and official checks.
  • Provides routine information concerning Credit Union products and services in accordance with Credit Union policies.
  • Balances cash drawer and makes settlement of daily activities.
  • Reviews and explains transactions to members regarding their accounts.
  • Cross-sells all products and services of the Credit Union.
  • Types, files and performs other duties as assigned.
  • Collects money for special products and promotions.
  • Assists other tellers and with the new account desk when necessary.
  • Process and deliver mail.
  • Up to 25 hours per week.
  • Requires flexible availability and includes every Saturday.

 Qualification/Skill Requirements:

  • Responsible for maintaining Credit Union’s quality service standards.  Verbally interacts with members, fellow employees and vendors.
  • Reads, writes and performs mathematical computations.
  • Ability to follow oral and written directions.
  • Knowledge about credit union system, its structure, common language and acronyms, philosophy and      Credit Union’s mission statement.
  • Ability to operate standard office equipment and tools, such as personal computer, fax machine, postage machine, photocopier and typewriter.

 Education and/or Experience:

  • High School Diploma or equivalent required or equivalent combination of education and experience.
  • Some cash handling experience in a financial institution or related experience.
  • Good organizational and communication skills.
  • Accuracy.