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Personal and Home Improvement Loans

Whether you need to make a major purchase, have a daunting expense approaching, or want to consolidate ugly high-interest loans—we offer Personal and Home Improvement loans to help.

We offer a Skip-A-Pay option with Personal and Home Improvement loans where you can skip a loan payment up to three times during the calendar year.

Apply 24/7 online or by phone: 1-866-864-3621.

*Before applying, please review your eligibility for membership (must live, work or attend school in Hampden, Hampshire, Franklin or Berkshire counties in Massachusetts, and Hartford or Tolland counties in Connecticut, or have a family member with an active membership.) Membership requires a $5 deposit into a Share Savings Account and does not guarantee that you will qualify for a loan.

Personal Loans

Unsecured personal lines of credit* are available with amounts up to $5,000, and unsecured personal loans up to $15,000, depending on income and credit.

*Personal Lines of Credit are only available by application at any of our branches. The maximum amount available on a personal line of credit is $5,000 and must be attached to a Freedom Checking Account.

Home Improvement Loans

Have a much-needed remodel coming up? Freedom offers Home Improvement Loans for specific home improvement projects ranging from remodels to energy efficient additions. Rates are lower than Personal Loan rates.