Stacks of quarters and a small wooden house

Home Equity Loans

Sometimes, time passes, and you haven’t had a chance to save up for things you need or want: college for your kids, a remodeled kitchen, or even a dream vacation. It may be time to put the equity in your home to work for you.

We offer a Skip-A-Pay option with Home Equity loans where you can skip a loan payment one time during the calendar year.

Home Equity Lines Of Credit (Heloc)

Freedom’s very low-rate HELOC offers you funds when you need them:

  • Financing available up to 100% Loan to Value (LTV)
  • Recording fee paid by member at closing
  • Minimum line amount of $10,000
  • Property and casualty insurance required
  • Flood insurance required if property is in a flood zone

Fixed Rate Home Equity Loans

For members who want the security of a low, fixed rate, and a one-time disbursement of funds, we offer our Fixed Rate Home Equity Loans:

  • Financing available up to 100% LTV
  • No closing costs or application fees
  • Recording fee paid by credit union at closing
  • Minimum loan amount of $10,000
  • Property and casualty insurance required
  • Flood insurance required if property is in a flood zone

Branch Closures

Due to staffing shortages, we have had to implement rolling branch closures or limit services to drive up only in some locations. This list is updated daily.  Click here for current list.

Accept