Sometimes, time passes, and you haven’t had a chance to save up for things you need or want: college for your kids, a remodeled kitchen, or even a dream vacation. It may be time to put the equity in your home to work for you.
We offer a Skip-A-Pay option with Home Equity loans where you can skip a loan payment one time during the calendar year.
Home Equity Lines Of Credit (Heloc)
Freedom’s very low-rate HELOC offers you funds when you need them:
- Financing available up to 100% Loan to Value (LTV)
- Recording fee paid by member at closing
- Minimum line amount of $10,000
- Property and casualty insurance required
- Flood insurance required if property is in a flood zone
Fixed Rate Home Equity Loans
For members who want the security of a low, fixed rate, and a one-time disbursement of funds, we offer our Fixed Rate Home Equity Loans:
- Financing available up to 100% LTV
- No closing costs or application fees
- Recording fee paid by credit union at closing
- Minimum loan amount of $10,000
- Property and casualty insurance required
- Flood insurance required if property is in a flood zone