Stacks of quarters and a small wooden house

Home Equity Loans

Sometimes, time passes, and you haven’t had a chance to save up for things you need or want: college for your kids, a remodeled kitchen, or even a dream vacation. It may be time to put the equity in your home to work for you.

We offer a Skip-A-Pay option with Home Equity loans where you can skip a loan payment one time during the calendar year.

Home Equity Lines Of Credit (Heloc)

Freedom’s very low-rate HELOC offers you funds when you need them:

  • Financing available up to 100% Loan to Value (LTV)
  • Recording fee paid by member at closing
  • Minimum line amount of $10,000
  • Property and casualty insurance required
  • Flood insurance required if property is in a flood zone

Apply Now

Fixed Rate Home Equity Loans

For members who want the security of a low, fixed rate, and a one-time disbursement of funds, we offer our Fixed Rate Home Equity Loans:

  • Financing available up to 100% LTV
  • No closing costs or application fees
  • Recording fee paid by credit union at closing
  • Minimum loan amount of $10,000
  • Property and casualty insurance required
  • Flood insurance required if property is in a flood zone

YOUR MONEY IS SAFE AT FREEDOM

We provide 100% insurance on all deposits. Read more here.

Accept