using automatic atm machine

Simple. Convenient. Essential Checking.

Experience the credit union difference with our Essential Checking account:

  • FREE with eStatements – $2 paper statement fee is waived when you enroll in electronic statements
  • FREE digital tools: online account access and bill pay, mobile app, debit card and eStatements
  • FREE, unlimited access to thousands of ATMs through the Allpoint® and SUM® networks
  • FREE first order of standard checks
  • 5% cash back* on point-of-sale debit card transactions up to $10/month*
  • ATM fees reimbursement* up to $10/month from other financial institutions

Experience personal checking with Freedom.

*Requires direct deposit of at least $500 each month, a minimum of 10 point-of-sale (POS) transactions each month and enrollment in eStatements.
Paying bill in cafe
Happy woman using mobile phone on sofa

Belonging Is Easy

What’s a credit union? At Freedom, we’re just what you need us to “b.” Your buddy. Your backup. Your home base. That familiar building with the bell, where big things begin.

But there’s one thing we’ll never be. Because there’s banking—and then there’s belonging.

Freedom Credit Union membership is open to anyone who lives, works or attends school in Hampden, Hampshire, Franklin or Berkshire counties in Massachusetts, and Hartford or Tolland counties in Connecticut.

Membership requires only a $5 deposit into a Share Savings account. As long as you have an open Share Savings account, you are a member for life—even if you move away from the area.