Auto Loans


Our low auto loan rates are effective 12/18/2023. Financing available up to 100% of the NADA retail value. These rates are for new or used cars or trucks with no vehicle age restriction.

Auto Loan Rates

TermRates as Low As* (APR)Payment per $1,000 Borrowed
12 Months5.80%$85.98
24 Months6.00%$44.30
36 Months6.35%$30.58
48 Months6.750%$23.83
60 Months7.000%$19.81
72 Months7.500%$17.30
84 Months8.000%$15.59

Apply Now

*Annual Percentage Rate. Rates quoted are based on our "A" credit grade and require automatic payments from a Freedom Credit Union checking account. Rates are increased by 0.25% if automatic payment is not set up. Your actual rate may be higher depending on your individual credit score and qualifications. Offer of credit subject to credit approval. Rates subject to change at any time.