Certificates & IRAs
These certificate, money market and IRA investment account rates are effective as of 10/20/26.
| Term | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| 6 Month | 2.96% | 3.00% |
| 7 Month* | 3.92% | 4.00% |
| 9 Month | 0.99% | 1.00% |
| 12 Month | 3.39% | 3.45% |
| 15 Month* | 4.07% | 4.15% |
| 18 Month | 3.39% | 3.45% |
| 24 Month | 3.87% | 3.95% |
| 36 Month | 3.97% | 4.05% |
| 48 Month | 3.68% | 3.75% |
| 60 Month | 3.83% | 3.90% |
IRA Savings Account
Effective as of 10/20/26.
| Product | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Savings | 0.14% | 0.15% |
Disclosures
IRA/Savings Certificate
There is a $500 minimum requirement to open and a minimum balance requirement of $500 to earn the advertised annual percentage yield. A penalty will be imposed for early withdrawal. Effective fees may reduce dividend earned. See fee schedule.
IRA Savings Account
There is a $5 minimum balance requirement to open the account and that minimum balance must be maintained to earn the advertised annual percentage yield. Effective fees may reduce dividend earned. See fee schedule.
Rate Information
The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union Board of Directors.
*APY = Annual Percentage Yield Special rate promotion subject to end without notice. $500 minimum requirement to open and minimum of $500 to earn the advertised APY. 7-month certificate rolls over to a 6-month term at maturity at prevailing rate. 15-month certificate rolls over to a 12-month term at maturity at prevailing rate.
Credit Union membership required by opening a $5 share savings account. Other terms and conditions may apply.