Certificates & IRAs
These certificate, money market and IRA investment account rates are effective as of 05/15/2025.
| Term | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| 6 Month | 1.48% | 1.50% |
| *7 Month | 3.44% | 3.50% |
| 9 Month | 0.99% | 1.00% |
| 12 Month | 1.73% | 1.75% |
| *13 Month | 3.92% | 4.00% |
| 18 Month | 1.98% | 2.00% |
| 24 Month | 2.10% | 2.13% |
| 36 Month | 2.22% | 2.25% |
| 48 Month | 2.46% | 2.50% |
| 60 Month | 2.71% | 2.75% |
IRA Savings Account
Effective as of 05/15/2025.
| Product | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Savings | 0.14% | 0.15% |
Disclosures
IRA/Savings Certificate
There is a $500 minimum requirement to open and a minimum balance requirement of $500 to earn the advertised annual percentage yield. A penalty will be imposed for early withdrawal. Effective fees may reduce dividend earned. See fee schedule.
IRA Savings Account
There is a $5 minimum balance requirement to open the account and that minimum balance must be maintained to earn the advertised annual percentage yield. Effective fees may reduce dividend earned. See fee schedule.
APY = Annual Percentage Yield
Rate Information
The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union Board of Directors.
*APY = Annual Percentage Yield as of October 18, 2024. Special rate promotion subject to end without notice. $500 minimum requirement to open and minimum of $500 to earn the advertised APY. 7 Month IRA/Savings Certificate Specials will automatically renew to a 6-month term at maturity at the prevailing rate. 13 Month IRA/Savings Certificate Specials will automatically renew to a 12-month term at maturity at the prevailing rate. A penalty will be imposed for early withdrawal and the effective fees may reduce dividends earned. Credit Union membership required by opening a $5 share savings account. Other terms and conditions may apply.