Certificate (Savings and IRA)

Certificates & IRAs

These certificate, money market and IRA investment account rates are effective as of 12/18/2023.

TermDividend RateAnnual Percentage Yield
6 Month1.48%1.50%
*7 Month4.87%5.00%
9 Month0.99%1.00%
*10 Month4.87%5.00%
12 Month1.73%1.75%
18 Month1.98%2.00%
24 Month2.10%2.13%
36 Month2.22%2.25%
48 Month2.46%2.50%
60 Month2.71%2.75%

Open Account

IRA Savings Account

Effective as of 12/18/2023.

ProductDividend RateAnnual Percentage Yield
Savings0.14%0.15%

Disclosures

IRA/Savings Certificate

There is a $500 minimum requirement to open and a minimum balance requirement of $500 to earn the advertised annual percentage yield. A penalty will be imposed for early withdrawal. Effective fees may reduce dividend earned. See fee schedule.

IRA Savings Account

There is a $5 minimum balance requirement to open the account and that minimum balance must be maintained to earn the advertised annual percentage yield. Effective fees may reduce dividend earned. See fee schedule.

APY = Annual Percentage Yield

Rate Information

The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union Board of Directors.

*APY = Annual Percentage Yield as of July 19, 2023. Special rate promotion subject to end without notice. $500 minimum requirement to open and minimum of $500 to earn the advertised APY. 10 Month IRA/Savings Certificate Specials will automatically renew to a 9-month term at maturity at prevailing rate. 7 Month IRA/Savings Certificate Specials will automatically renew to a 6-month term at maturity at prevailing rate. A penalty will be imposed for early withdrawal and the effective fees may reduce dividends earned. Credit Union membership required by opening a $5 share savings account. Other terms and conditions may apply.